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Harp could help you lower you interest rate and mortgage payment.
Home affordable refinance plan harp. Through harp you could switch to a fixed rate mortgage that won t change over time. Harp is unique in that it is the only refinance program that enables borrowers who owe more than their home is worth to take advantage of low interest rates and other refinancing benefits. 877 304 9709 tty let an expert from a hud approved housing counseling agency help you understand your options prepare your application and work with your mortgage company.
A mortgage refinancing program offered by the federal housing finance agency to homeowners who own homes that are worth less than the outstanding balance. With harp a homeowner with a mortgage owned by fannie mae or freddie mac may be able to refinance into a more affordable mortgage. For immediate assistance call 888 995 hope 4673 hearing impaired.
The home affordable refinance program harp is a federal program of the united states set up by the federal housing finance agency in march 2009 to help underwater and near underwater homeowners refinance their mortgages unlike the home affordable modification program hamp which assists homeowners who are in danger of foreclosure this program benefits homeowners whose mortgage payments. Harp began on april 1 2009 and expired on december 31 2018. Home affordable refinance program harp.
H arp was established in 2009 to as sist homeowners unable to refinance their loans due to a decline in their home value.
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The Home Affordable Refinance Program Is Designed To Help Homeowners Who Are Currently On Their Mortgage But Have Home Loans Credit History Refined